Low Mileage

Pay when you drive. Save when you don’t.

With our pay-per-mile insurance, you only pay for what you use. The less you drive, the more you save. And we don’t ask you to install a “black box” tracking device inyour car, so where you go, how you drive, and where you and your car sleep at night is your business, not your insurance company’s.

We’re big fans of fairness and transparency. We’re also auto insurance experts.

And we know a secret: low-mileage drivers pay more than their fair share to cover their high-mileage counterparts. We created Mile to give those drivers transparency into their costs, control over their data, and unmatched customer service, all at a fair price.

Who could use Mile?

College students, empty nesters, urban commuters, retirees, weekend explorers, Sunday drivers, and remote workers. If you drive 10,000 miles or less a year, Mile likely makes sense for you.

How does Mile work?

With Mile, you only pay for the miles you drive plus a low monthly base rate. At the end of the month, you send us the number of miles you’ve driven. We add those miles at your per-mile rate to your base rate, and that’s what you pay. It really is that simple. For example, Fred has a base rate of $48 and a per mile rate of $0.08. He drove 300 miles this month, so his monthly total is $72 – his $48 base rate plus $24 (300 miles at 8¢ per mile).

How much money will I save with Mile?

Your savings will depend on your rate and how much you drive, but we’ve found that Mile customers can save 30-40% off of their standard insurance rates.